On June 19, 2013, CMS published a proposed rule that sets forth financial integrity and oversight standards for participants in ACA Affordable Insurance Exchanges/Marketplaces.  Among other things, the rule addresses: oversight of premium stabilization programs; oversight provisions related to state Exchanges, such as those pertaining to financial integrity and maintenance of records; standards for states’ establishment of a Small Business Health Options Program (SHOP); agent and broker standards; minimum certification standards for Qualified Heath Plan issuers (including those pertaining to maintenance of records, compliance reviews, and sanctions); and handling of consumer complaints. According to a CMS press release, the “overarching goal of the proposed provisions is to safeguard federal funds and to protect consumers by ensuring that issuers, Marketplaces, and other entities comply with federal standards meant to ensure consumers have access to quality, affordable health insurance.” Comments will be accepted until July 19, 2013.