The Federal Trade Commission (FTC) has announced that it is delaying until November 1, 2009 enforcement of its Identify Theft Red Flags Rule. According to the FTC, this three-month delay will “give creditors and financial institutions more time to review this guidance and develop and implement written Identity Theft Prevention Programs.” The FTC staff also will "redouble" its education efforts and seek to ease compliance by providing additional resources and guidance to clarify whether businesses are covered by the Rule and what they must do to comply.